Checklists and Tools
Practical tools for your contents valuation, annual review and merging policies when moving in together.
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All-Risk Downgrade Guide: When Does It Make Sense to Downgrade
Use this practical guide to judge whether All-Risk, WA+ or WA still matches your car's current market value and your own financial buffer.
Double Insurance Checklist: Where Are You Paying Twice for Risk
Run through this checklist to spot overlapping cover you can remove without giving up meaningful protection.
Claim-free Years Premium Impact: How Much Do They Save?
Checklist: how claim-free years affect your car premium, what a claim costs via the bonus-malus ladder, and no-claim strategy.
Contents Valuation Checklist: Does Insured Value Match Reality?
Checklist: estimate contents replacement value accurately and avoid underinsurance. Includes insurer calculation rules.
Merge insurances when moving in together checklist
Use this checklist before moving in together to see which policies you can merge, cancel or update — and avoid paying double premium by mistake.
Annual damage insurance review checklist
Use this yearly review to see whether your damage insurance still fits your home, car and household — and what you can adjust without losing protection.