Checklists and Tools
Practical tools for your contents valuation, annual review and merging policies when moving in together.
7 guides
Topic context
What you will find here
Checklists and Tools is part of Save on Your Dutch Non-Life Insurance. This page brings together guides that explain when your Dutch non-life insurance needs attention, which policy conditions often matter, and which questions to prepare before a commission-free call.
Use this overview as a starting point: read the guide closest to your situation first, then note whether contents, buildings, liability, car, travel or legal expenses cover should be checked.
Pay special attention to changes in your home, household, transport, travel plans or legal risk. Those moments often determine whether an existing policy still fits, or whether the same cover can be arranged more intelligently.
The guides deliberately stay within personal non-life insurance: contents, buildings, liability, car, travel and legal expenses cover.
Within this topic you will find guides including: All-Risk Downgrade Guide: When Does It Make Sense to Downgrade, Double Insurance Checklist: Where Are You Paying Twice for Risk, Claim-free Years Premium Impact: How Much Do They Save?.
Also relevant within Save on Your Dutch Non-Life Insurance
Not sure this is exactly your situation? These related topics help you view the same question from another non-life insurance moment.
Save on Insurance
All guides
All-Risk Downgrade Guide: When Does It Make Sense to Downgrade
Use this practical guide to judge whether All-Risk, WA+ or WA still matches your car's current market value and your own financial buffer.
Double Insurance Checklist: Where Are You Paying Twice for Risk
Run through this checklist to spot overlapping cover you can remove without giving up meaningful protection.
Claim-free Years Premium Impact: How Much Do They Save?
Checklist: how claim-free years affect your car premium, what a claim costs via the bonus-malus ladder, and no-claim strategy.
Contents Valuation Checklist: Does Insured Value Match Reality?
Checklist: estimate contents replacement value accurately and avoid underinsurance. Includes insurer calculation rules.
Merge insurances when moving in together checklist
Use this checklist before moving in together to see which policies you can merge, cancel or update — and avoid paying double premium by mistake.
Annual non-life insurance review checklist
Use this yearly review to see whether your non-life insurance still fits your home, car and household — and what you can adjust without losing protection.
Claim or self-pay: effect on premium and claim-free years
Claim a small damage or pay yourself? Learn about the impact on your premium and no-claims discount for car and home insurance.