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Moving and Housing
From your first rental apartment to buying a home: discover which insurance policies change when your residential address changes.
Life Events
Your situation changes. Your insurance should too.
A new home or a baby on the way? These are the moments to critically review your policies. We explain what to look out for to stay properly insured.
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Family and Personal
Having a baby, moving in together, separating or children leaving home: life events that affect your cover.
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Car, E-bike and Charge Point
Insuring a new car, EV, or e-bike? Learn which cover fits best and what changes for your insurance when installing a home charging point.
Important InformationThe information on this website is for general informational purposes only. This does not constitute personal financial or insurance advice and cannot be taken as a definitive answer. While we strive for accuracy, specific situations and policy conditions can vary depending on the insurer. Always request a free check with our associated advisor for advice tailored to your situation.
Good to know
Major life events are exactly when your insurance stops matching your situation. Buying a home adds a buildings policy, moving in together often leaves you paying for overlapping cover, and a new baby has to be registered within a set deadline. People who change nothing tend to overpay — or discover a gap in their cover only when they need to claim.
These guides walk through each life event and what you concretely need to arrange. If you would rather avoid double premiums, also see how to save on your non-life insurance; and if you are new to the country, our insurance for expats hub helps you get started.
Guides by topic
Moving and Housing
→From your first rental apartment to buying a home: discover which insurance policies change when your residential address changes.
8 topicsFamily and Personal
→Having a baby, moving in together, separating or children leaving home: life events that affect your cover.
10 topicsCar, E-bike and Charge Point
→Insuring a new car, EV, or e-bike? Learn which cover fits best and what changes for your insurance when installing a home charging point.
15 topicsWork and Income
→Self-employed, sabbatical or retiring: how your personal non-life insurance responds to changing work situations.
4 topicsRenovation and Sustainability
→Planning a renovation, heat pump, or solar panels? Learn what you must report to your buildings and contents insurer in advance.
5 topicsNew Car
→Bought a new car, upgrading to comprehensive or scaling back cover: what level fits and what do you need to arrange straight away?
1 topics