1
Moving and Housing
From first rental to buying a home: which policies change when your address changes.
Life Events
Your situation changes. Your insurance should too.
A new home or a baby on the way? These are the moments to critically review your policies. We explain what to look out for to stay properly insured.
2
Family and Personal
Having a baby, moving in together, separating or children leaving home: life events that affect your cover.
3
Car, E-bike and Charge Point
New car, electric car or e-bike: which cover level fits and what changes with a home charge point?
Good to know
Major life events are exactly when your insurance stops matching your situation. Buying a home adds a buildings policy, moving in together often leaves you paying for overlapping cover, and a new baby has to be registered within a set deadline. People who change nothing tend to overpay — or discover a gap in their cover only when they need to claim.
These guides walk through each life event and what you concretely need to arrange. If you would rather avoid double premiums, also see how to save on your damage insurance; and if you are new to the country, our insurance for expats hub helps you get started.
Guides by topic
Moving and Housing
→From first rental to buying a home: which policies change when your address changes.
3 topicsFamily and Personal
→Having a baby, moving in together, separating or children leaving home: life events that affect your cover.
4 topicsCar, E-bike and Charge Point
→New car, electric car or e-bike: which cover level fits and what changes with a home charge point?
3 topicsWork and Income
→Self-employed, sabbatical or retiring: how your personal damage insurance responds to changing work situations.
4 topicsRenovation and Sustainability
→Renovation or solar panels? What your buildings and contents insurer needs to know in advance.
4 topicsNew Car
Bought a new car, upgrading to comprehensive or scaling back cover: what level fits and what do you need to arrange straight away?
Coming soon