1
How PolisMoment Works
What a commission-free check delivers and how it differs from a comparison site or traditional broker.
Save on Insurance
Pay less premium. Without losing cover you actually need.
Saving on insurance only works if your cover stays sound. Here we explain where commission hides in premiums, when switching makes sense and how to avoid cheap now, expensive later.
2
Reduce Premiums
Excess, package discount, annual payment and double cover — the levers that lower your premium without sacrificing protection.
3
Compare and Switch
When switching makes sense, how to compare products and what happens with automatic renewal.
Good to know
Most households pay too much for their damage insurance year after year, simply because policies renew automatically and are never reviewed. The biggest savings are rarely in the cheapest premium — they come from cutting double cover, matching your excess to your situation and choosing commission-free advice where the adviser has no incentive to over-sell.
These guides look at what a lower premium actually delivers and where you should not cut corners. Saving only makes sense if you are still properly covered when you claim — which is why we also link to our claims guides when relevant.
Guides by topic
How PolisMoment Works
→What a commission-free check delivers and how it differs from a comparison site or traditional broker.
5 topicsReduce Premiums
→Excess, package discount, annual payment and double cover — the levers that lower your premium without sacrificing protection.
5 topicsCompare and Switch
→When switching makes sense, how to compare products and what happens with automatic renewal.
12 topicsChecklists and Tools
→Practical tools for your contents valuation, annual review and merging policies when moving in together.
6 topics