1
Getting Started
New to the Netherlands? Learn what insurance to arrange in your first weeks, from home contents and personal liability to car cover.
New to the Netherlands
Welcome to the Netherlands. Arrange your insurance with ease.
As an international in the Netherlands, there are specific rules and customs regarding insurance. We help you make the right choices for your new beginning.
2
Living and Renting
Renting a home in the Netherlands? Find out who covers home contents, the landlord's furniture, and accidental damage to the property.
3
Car and Mobility
Buying or importing a car to the Netherlands? Learn how to arrange your registration, car insurance, and transfer foreign claim-free years.
Important InformationThe information on this website is for general informational purposes only. This does not constitute personal financial or insurance advice and cannot be taken as a definitive answer. While we strive for accuracy, specific situations and policy conditions can vary depending on the insurer. Always request a free check with our associated advisor for advice tailored to your situation.
Good to know
The Dutch insurance system works differently from what many newcomers are used to. Some cover is legally required (such as third-party car insurance), while other policies are not mandatory but practically essential — like personal liability insurance (AVP) and contents insurance for your rental home. If you have just arrived, it is hard to tell what you genuinely need and what is optional.
These guides explain the Dutch rules in plain English, without insurance jargon. As your situation changes — buying a home, moving in together or starting a family — see insurance for life events, and if you would rather not overpay, read how to save on your non-life insurance.
Guides by topic
Getting Started
→New to the Netherlands? Learn what insurance to arrange in your first weeks, from home contents and personal liability to car cover.
7 topicsLiving and Renting
→Renting a home in the Netherlands? Find out who covers home contents, the landlord's furniture, and accidental damage to the property.
5 topicsCar and Mobility
→Buying or importing a car to the Netherlands? Learn how to arrange your registration, car insurance, and transfer foreign claim-free years.
3 topicsTerms and Rules
→Need to read Dutch policy documents? Understand essential terms like deductibles, exclusions, and notice periods with practical examples.
10 topics