Family and Personal
Having a baby, moving in together, separating or children leaving home: life events that affect your cover.
10 guides
Topic context
What you will find here
Family and Personal is part of Insurance for Life Events. This page brings together guides that explain when your Dutch non-life insurance needs attention, which policy conditions often matter, and which questions to prepare before a commission-free call.
Use this overview as a starting point: read the guide closest to your situation first, then note whether contents, buildings, liability, car, travel or legal expenses cover should be checked.
Pay special attention to changes in your home, household, transport, travel plans or legal risk. Those moments often determine whether an existing policy still fits, or whether the same cover can be arranged more intelligently.
The guides deliberately stay within personal non-life insurance: contents, buildings, liability, car, travel and legal expenses cover.
Within this topic you will find guides including: Baby on the Way: Adjust Your Dutch Insurance Policies, Splitting Insurance After Divorce in the Netherlands: Guide, Student Room Move: The Complete Insurance Guide for Expats.
Also relevant within Insurance for Life Events
Not sure this is exactly your situation? These related topics help you view the same question from another non-life insurance moment.
Life Events
All guides
Baby on the Way: Adjust Your Dutch Insurance Policies
Preparing for a child? Learn about the 4-month health insurance deadline, baby gear contents values, AVP family cover, and SVI passenger insurance.
Splitting Insurance After Divorce in the Netherlands: Guide
Separating is overwhelming. Prevent coverage gaps. Learn how to split Dutch liability, contents, car, travel and legal expenses insurance.
Student Room Move: The Complete Insurance Guide for Expats
Is your child moving out for university? Learn how to manage your Dutch liability and contents insurance.
When Your Child Leaves Home: Which Non-Life Insurance to Update
Child moving into a room or first home? Learn what happens to liability, contents and moving cover when they leave the family home.
Expecting a Baby: Adjusting Dutch Non-Life Insurance
Expecting a baby? Check your non-life insurance: liability cover, contents value, car passenger and travel cover. Avoid surprises.
Pets and your Dutch liability insurance (AVP): what's covered?
What pet damage does your Dutch liability insurance (AVP) cover? A practical look at coverage for dogs, cats, exclusions and pet sitting.
Separating: What happens to joint non-life insurance?
Divorcing? Learn how to handle joint contents, liability and car insurance in the Netherlands. Avoid double premiums, coverage gaps and liability risks.
Jewellery & Valuables: Contents or Separate Insurance?
Learn when Dutch contents insurance covers jewellery and valuables, and when a separate policy with worldwide cover makes sense. Check limits, appraisals &
Student room insurance: contents, liability and shared belongings
Practical guide for students and parents. Learn how to insure your student room contents, liability, and shared spaces. Check parental cover for gaps.
Adjusting non-life insurance after partner's death
Which non-life insurance policies need changing after the death of your partner in the Netherlands? Learn when to transfer, cancel or adjust. Free check.