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Claims & Cover

Rejected Claim

Has your Dutch insurance claim been rejected? Learn about your legal rights, how to appeal a rejection, and how the KiFiD can help.

2 guides

Topic context

What you will find here

Rejected Claim is part of Insurance Claims & Coverage Questions. This page brings together guides that explain when your Dutch non-life insurance needs attention, which policy conditions often matter, and which questions to prepare before a commission-free call.

Use this overview as a starting point: read the guide closest to your situation first, then note whether contents, buildings, liability, car, travel or legal expenses cover should be checked.

Pay special attention to changes in your home, household, transport, travel plans or legal risk. Those moments often determine whether an existing policy still fits, or whether the same cover can be arranged more intelligently.

The guides deliberately stay within personal non-life insurance: contents, buildings, liability, car, travel and legal expenses cover.

Within this topic you will find guides including: Contra-expertise: Right to a Second Opinion & Costs Explained, Insurance claim denied? How to object and appeal.

Also relevant within Insurance Claims & Coverage Questions

Not sure this is exactly your situation? These related topics help you view the same question from another non-life insurance moment.

Water and StormWater damage, leaks from neighbours, storm damage or flooding? Learn who pays for the damage and what you must arrange immediately.Burglary and FireReport burglary damage immediately, fire damage to your home and contents: what to expect from your insurer.Car DamageWindscreen damage, collision or parking damage: the difference between third-party, limited comprehensive and full comprehensive in practice.Coverage and CompensationMarket value vs replacement value, underinsurance and what falls outside cover — read your policy before you claim.Reporting a ClaimNeed to report damage? Learn when to submit your claim, which documents you need and how the reporting process works step-by-step.
Back to overview: Insurance Claims & Coverage Questions

Claims & Cover

All guides

Explanation & trust•7 min read

Contra-expertise: Right to a Second Opinion & Costs Explained

Disagree with the insurer's expert? Learn about contra-expertise for buildings & contents: costs, rules & art. 7:959 Dutch Civil Code.

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Explanation & trust•8 min read

Insurance claim denied? How to object and appeal

Claim denied by your Dutch insurer? Learn how to read the rejection, gather evidence, file an objection, and what to do next. Practical guide.

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