Car Damage
Windscreen damage, collision or parking damage: the difference between third-party, limited comprehensive and full comprehensive in practice.
7 guides
Topic context
What you will find here
Car Damage is part of Insurance Claims & Coverage Questions. This page brings together guides that explain when your Dutch non-life insurance needs attention, which policy conditions often matter, and which questions to prepare before a commission-free call.
Use this overview as a starting point: read the guide closest to your situation first, then note whether contents, buildings, liability, car, travel or legal expenses cover should be checked.
Pay special attention to changes in your home, household, transport, travel plans or legal risk. Those moments often determine whether an existing policy still fits, or whether the same cover can be arranged more intelligently.
The guides deliberately stay within personal non-life insurance: contents, buildings, liability, car, travel and legal expenses cover.
Within this topic you will find guides including: Collision with wild animal: what your car insurance covers, Car total loss: how your payout is determined, Theft from car: who pays, car insurance or contents?.
Also relevant within Insurance Claims & Coverage Questions
Not sure this is exactly your situation? These related topics help you view the same question from another non-life insurance moment.
Claims & Cover
All guides
Collision with wild animal: what your car insurance covers
If you hit a wild animal, limited casco usually covers the damage but swerving off the road is not covered. Learn about no-claim impact.
Car total loss: how your payout is determined
Your car declared total loss? Learn how Dutch insurers determine the day value, what economic total loss means, and how to handle remaining debt. Check your
Theft from car: who pays, car insurance or contents?
Items stolen from your car? Learn whether Dutch car insurance or contents insurance covers it. Clear breakdown of fixed parts, loose items, and break-in damage.
Marten car damage: does your insurance cover it?
Marten gnawing damage to your car's cables and hoses: find out if your Dutch car insurance covers it. Learn about WA, limited casco, all-risk and prevention.
Hit-and-run parking damage? Claiming via the Waarborgfonds
Learn when car insurance covers hit-and-run parking damage, how the Dutch Waarborgfonds works, and what the deductible and no-claims impact are.
Windscreen damage: repair, replacement and premium impact
Learn what your Dutch car insurance covers for windscreen damage: repair, replacement, excess (eigen risico) and the impact on your no-claims bonus and premium.
Hit-and-Run Damage? The Dutch Waarborgfonds Explained
Learn when the Dutch Waarborgfonds covers hit-and-run damage: evidence rules, €250 deductible, and when your own car insurance is quicker.